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Home buying timeline

What to expect when buying a home.

Buying a home does not have to feel overwhelming. Here is a simple step-by-step look at what to expect from your first conversation through closing day.

A clear 12-step roadmap

One step at a time.

Use this simple roadmap to keep the important decisions in order from the first conversation to the day you receive the keys.

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  1. Initial Consultation

    We discuss your goals, preferred communities, timing, budget, and what is most important to you in your next home.

  2. Financing or Proof of Funds

    If financing, obtain a mortgage pre-approval. Cash buyers should have current proof of funds available before making an offer.

  3. Personalized Home Search

    Set up a personalized MLS search based on location, price range, home style, community, amenities, and other priorities.

  4. Tour Homes & Communities

    Visit homes and compare communities, locations, amenities, HOA considerations, and overall lifestyle.

  5. Choose the Right Home

    Once you find the right property, we review comparable sales, market conditions, and the best offer strategy.

  6. Write & Negotiate the Offer

    Prepare the offer, review important terms, and negotiate price, closing date, deposits, contingencies, and other details.

  7. Inspection & Due Diligence

    Complete inspections and review the property’s condition along with any applicable documents and disclosures.

  8. Financing & Appraisal

    For financed purchases, the lender completes underwriting and typically orders an appraisal.

  9. HOA or Condo Approval

    If required, complete the community or association application and approval process.

  10. Prepare for Closing

    Review the closing statement, arrange insurance and utilities, and make sure all remaining requirements are completed.

  11. Final Walkthrough

    Walk through the property shortly before closing to confirm its condition.

  12. Closing & Keys

    Sign the closing documents, complete funding, and receive the keys to your new home.

Your next step

Ready to Start Your Home Search?

A simple conversation can help you move forward with clarity.